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["海南农村商业银行股份有限公司信用卡收费标准"]
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[{"$nulls":3},"主卡100元，附属卡50元",null,"标准金卡",null,"市场调节价"]
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[3,"违约金","持卡人如未于每月最后还款日前还清当期最低还款额或延误还款时收取","最低还款额未还清部分的5%，最低收取10元",null,"所有信用卡产品","-","市场调节价"]
[4,"短信通知手续费","为持卡人提供信用卡短信通知提醒服务","2元/月（暂免）",null,"所有信用卡产品","-","市场调节价"]
[5,"挂失手续费","为持卡人提供信用卡卡片挂失服务","30元/笔",null,"所有信用卡产品","公务卡、乡村振兴分期卡、尊享白金卡、尊贵钻石卡免费","市场调节价"]
[6,"补换卡工本费","为持卡人提供信用卡损坏换卡、挂失补卡服务","20元/笔",null,"所有信用卡产品","公务卡、乡村振兴分期卡、尊享白金卡、尊贵钻石卡免费","市场调节价"]
[7,"调阅签账单手续费","为持卡人提供调阅信用卡签账单服务","20元/份（暂免）",null,"所有信用卡产品","-","市场调节价"]
[8,"境外（含港、澳、台）ATM查询手续费","为持卡人提供境外ATM查询信用卡服务","4元/次（暂免）",null,"所有信用卡产品","-","市场调节价"]
[9,"标准卡\n预借现金手续费","为持卡人提供柜台、ATM或本行线上渠道预借现金服务","按透支金额1%收取，\n境内最低3元/笔，\n境外（含港澳台）最低15元/笔",null,"标准信用卡","YO乐卡、尊贵钻石卡免费，公务卡在本行行内渠道取现免费","市场调节价"]
[10,"标准卡\n溢缴款支取手续费","为持卡人提供柜台、ATM或本行线上渠道溢缴款支取服务","境内跨行3元/笔，境外(含港澳台)12元/笔",null,"标准信用卡","本行行内渠道领回溢缴款免费，YO乐卡免费","市场调节价"]
[11,"普惠消费卡溢缴款支取手续费","为持卡人提供柜台、ATM或本行线上渠道溢缴款支取服务","境内跨行5元/笔，境外(含港澳台)15元/笔",null,"普惠消费卡系列","本行行内渠道溢缴款支取免费","市场调节价"]
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[{"$nulls":3},"24期",{"v":0.1113,"d":"11.13%"},null,"-","市场调节价"]
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["说明：1.以上收费标准为通用产品和业务的收费标准，其他产品及业务收费标准以产品说明为准，普惠消费卡包括先锋信用卡、普惠信用卡、乡村振兴分期卡、财富信用卡，剔除普惠消费卡、优享分期卡以外的均为标准信用卡\n2.最新收费标准以官方网站（www.hainanbank.com.cn）公布为准。\n3.在您办理及使用卡片过程中，除我行通过公告等形式明示告知的年费、手续费、利息等费用外，不额外收取任何其他费用，且所有费用或利息均通过您的信用卡账户进行收取，您无需向其他个人或单位支付任何形式的费用或利息。\n4.第三方平台绑定年费减免标准涉及的卡产品有：标准普卡、标准金卡、标准经典白金卡、海岛卡、幸福卡。"]